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Journal Entries

Journal entries are the foundation of double-entry bookkeeping. Each entry has at least two lines — a debit and a credit — that must balance.

When to use journal entries

  • Depreciation — recording asset depreciation over time
  • Accruals — recognizing revenue or expenses before cash changes hands
  • Owner equity — recording owner contributions or draws
  • Adjusting entries — month-end or year-end corrections
  • Inter-account transfers — moving money between accounts in your chart of accounts
For most day-to-day transactions, you won’t need journal entries. They’re primarily for accounting adjustments. If you’re not sure, book a call with a bookkeeper.

How to create a journal entry

You can create journal entries in two ways: From a transaction:
  1. Open any transaction in BankingTransactions
  2. Click Add Journal Entry in the actions
  3. Fill in the debit and credit lines
From the Journal Ledger (staff/accountant access):
  1. Go to the Journal Ledger page
  2. Click New Entry
  3. Set the date, description, and add debit/credit lines

Example entries

AccountDebitCredit
Bank Account$10,000
Owner’s Equity$10,000
AccountDebitCredit
Depreciation Expense$200
Accumulated Depreciation$200
AccountDebitCredit
Accounts Receivable$1,500
Revenue$1,500
Every journal entry must balance — total debits must equal total credits. Cashflowy will prevent you from saving an unbalanced entry.