Realtyzam vs Cashflowy
Realtyzam helps real estate agents track income, expenses, receipts, and tax records. Cashflowy handles your bookkeeping and helps you understand what you made, what you can pay yourself, and what your business can afford next.
It's about clarity.
What's the main difference between Realtyzam and Cashflowy?
Realtyzam focuses on expense tracking, receipt organization, and reports for your tax professional. Cashflowy combines automated bookkeeping with tax estimator, how much you can pay yourself, financial coaching, and human support.
The realtor expense and tax-reporting tool
The user
Real estate agents who want a simple, low-cost way to import transactions, categorize expenses, store receipts, and prepare reports for tax time.
Built for
Automated bank and credit card feeds, rule-based categorization, custom expense categories, receipt uploading and scanning, and quarterly and year-end tax reports.
The Vibe: Affordable and DIY. It keeps expense records and receipts organized so tax time is easier to prepare for.
The bookkeeping and financial clarity platform
The user
Solo agents who want their books kept current and clear answers about profit, owner's pay, estimated tax set-asides, and upcoming expenses.
Built for
Automated transaction categorization and bank reconciliation, with live income, expense, and profit visibility, owner's pay calculations, estimated tax set-aside tracking, Clara AI, and unlimited human bookkeeper support.
The Vibe: Hands-off and owner-focused. It keeps the books current and shows you what you made, what to set aside, and what you can safely pay yourself.
Tracking the expense is only the first step
Both platforms can import and categorize transactions. The difference becomes clearer once your income and expenses are organized.
What happens after a transaction lands?
Import
Bank or credit card transactions are pulled in.
Categorize
Rules categorize expenses and receipts are attached.
Report
Generate quarterly and year-end reports for tax time.
Realtyzam keeps expense records organized and makes it easier to prepare information for your tax professional.
Automate
Commission deposits and business expenses are categorized and reconciled.
Understand
Income, expenses, and profit update as the money moves.
Plan
Owner's pay and your estimated tax set-aside update alongside them.
Know what you can pay yourself, what to keep available, and what your business can afford next.
Human bookkeeper included.
Why agents compare Realtyzam and choose Cashflowy
Both organize business activity
Both products connect your accounts, import transactions, and keep income and expenses categorized in one place.
Keep receipts connected to your transactions
Cashflowy's receipt uploader is launching soon. You'll be able to photograph, email, or upload receipts so they can be automatically attached and tagged to the correct transactions.
Both help you prepare for tax time
Realtyzam generates quarterly and year-end tax reports. Cashflowy keeps current financial reports you can share with your tax professional.
Cashflowy adds bookkeeping and guidance
Cashflowy reconciles your accounts, calculates owner's pay, and includes Clara AI plus unlimited access to human bookkeepers.
Two different jobs
Realtyzam is built for organizing expenses, receipts, and tax records yourself. Cashflowy is built for agents who want their bookkeeping handled and clear answers about what they made, what to set aside, and what they can safely pay themselves.
Ready to try it?
Start my free trialWhy Ryan chose Cashflowy
Ryan Blauser
Real estate agent in Dallas
“The biggest pain point is not knowing what you don't know if you're not an accountant. You're always questioning: am I doing this right? Should this be moved here?”
Ryan spent almost a decade using QuickBooks Self-Employed and checking transactions by hand because he was never sure everything was categorized correctly. Cashflowy gave him automated bookkeeping backed by human bookkeepers he could contact when something looked wrong.
Read Ryan's storyRealtyzam vs Cashflowy features
Both products automate income and expense tracking. The biggest differences are bookkeeping support, owner's pay, estimated tax set-asides, financial coaching, receipts, and tax reporting.
| Key features |  Cashflowy |  Realtyzam |
|---|---|---|
| Bank and credit card connections | YesYes | YesYes |
| Automatic transaction importing | YesYes | YesYes |
| Automatic transaction categorization | YesYes | YesYes |
| Automated bank reconciliation | YesYes | No documented equivalent |
| Live income and expense dashboard | YesYes | YesYes |
| Document and receipt uploads | Receipt uploader coming soon | Uploads and scanning |
| Reports for your tax professional | Financial reports included | Quarterly and year-end |
| Owner's pay calculation | YesYes | No documented equivalent |
| Estimated tax set-aside tracking | YesYes | No documented equivalent |
| Clara AI financial coach | YesYes | No documented equivalent |
| Human bookkeepers included | YesYes | NoNo |
| Unlimited private bookkeeper meetings | YesYes | NoNo |
| Cash flow forecasting | YesYes | No documented equivalent |
| Mobile access | Works on mobile | Mobile app |
| Tax filing | NoNo | NoNo |
Feature availability may change. Check each company's current product pages before choosing a service.
What it costs
Realtyzam costs less and focuses on DIY tracking and tax records. Cashflowy includes automated bookkeeping, a tax estimator, guidance on how much you can safely pay yourself, Clara AI, and unlimited access to human bookkeepers.
Realtyzam
$14/ month
- $11.58 a month billed annually
- Automated bank and credit card feeds
- Automatic transaction categorization
- Custom expense categories
- Receipt uploading and scanning
- Quarterly and year-end tax reports
- Mobile app and email product support
Realtyzam states that its 30-day trial does not require a credit card. Pricing and eligibility may change.
Cashflowy
$39/ month
Or $390 a year, saving $78.
- Automated bookkeeping and bank reconciliation
- Clara AI financial coaching
- Owner's pay and estimated tax set-aside tracking
- Unlimited human bookkeeper support and private meetings
One plan for bookkeeping, financial clarity, AI coaching, and human support.
Pricing and plan details may change. Confirm current information on each company's official pricing page.
Should you choose Realtyzam or Cashflowy?
Choose Realtyzam if you...
You want a simple, low-cost system
You mainly need to organize income, expenses, receipts, and tax records.
You're comfortable managing the books yourself
You want automation but do not need ongoing help from a bookkeeper.
Tax reports are your main priority
You want to generate a report and send it to your tax professional.
Best for: Agents who want an affordable DIY system for organizing expenses and tax records.
Choose Cashflowy if you...
Your commission income changes every month
You need to see what you made after expenses and what remains available between closings.
You're never sure how much to pay yourself
You want a safe owner's pay number based on your current finances and upcoming commitments.
You keep second-guessing your bookkeeping
You want automated categorization and reconciliation, with a human bookkeeper available when something looks wrong.
Best for: Solo agents who want automated bookkeeping, financial clarity, and human support.
Realtyzam helps you organize your records.Cashflowy automates your bookkeeping and helps you understand what to do next.
Automated bank and credit card feeds
Custom expense categories
Receipt uploading and scanning
Quarterly and year-end tax reports
Automated bookkeeping and reconciliation
Current income, expense, and profit visibility
Owner's pay and estimated tax set-aside tracking
Clara AI and unlimited human-bookkeeper support
Understand what you made and what you can pay yourself
Cashflowy keeps your bookkeeping current and gives you clear answers about your money throughout the year.
7-day free trialHuman bookkeepers includedCancel anytime
Common questions
© 2026 Cashflowy. Realtyzam is a trademark of Realtyzam, LLC. This page is an independent comparison and is not affiliated with or endorsed by Realtyzam, LLC.