Bookkeeping without the busywork
Connect your bank once. Cashflowy keeps your books up to date automatically, so you always know where your business stands.
- Bank connectedChase · Amex · Stripe
- Transactions importAutomatically, every day
- AI categorizesSoftware · Meals · Travel
- Books stay currentLive financial dashboard
- Clara AI answersYour questions, instantly
- Better decisionsOwner’s Pay · Taxes · Cash Flow
Connect your bank → AI keeps your books current → Clara AI answers your questions → Make better financial decisions.
7 day free trial · No accounting experience required · Human bookkeepers included
You didn’t start a business to do bookkeeping
But somehow it ends up on your desk. Every week. Every month. Every tax season.
- Late nights reconciling
- Receipts everywhere
- QuickBooks open in another tab
- “What was this charge?”
- Hours you’ll never bill
Your time is better spent growing your business.
One transaction. Everything updates.
Every transaction automatically updates your books, your dashboard, and every financial recommendation inside Cashflowy.
- Merchant recognizedFigma
- AI categorySoftware
- Receipt attachedAuto-matched
- Books updateInstant
- Financial InsightsRefreshed
- Cash Flow ForecastRe-calculated
- Owner’s PayRe-checked
- Tax ReserveAdjusted
Every new transaction updates every widget, automatically.
AI does the busywork. Human bookkeepers give you confidence.
AI handles what should be automated. Real bookkeepers handle what takes judgment. You get both — on every plan.
AIDoes the busywork
- Imports transactions automatically
- Categorizes transactions using AI
- Recognizes recurring merchants and patterns
- Keeps your books and dashboard up to date
- Updates financial insights in real time
- Powers Clara AI around the clock
Human bookkeepersHere when you need them
- Answer questions Clara AI can’t resolve
- Help with categorization and edge cases
- Explain your reports in plain English
- Help you understand your business finances
- Unlimited private meetings
- Included with every Cashflowy plan
Your books power every financial decision
When your bookkeeping stays current automatically, Cashflowy can recommend owner’s pay, estimate taxes, forecast cash flow, and answer questions using your latest financial data.
From bank to insight
- Connected bank accountsIncome and expenses flow in automatically
- AI bookkeeping keeps your books currentTransactions are categorized and reconciled continuously
- Everything stays up to date automaticallyYour dashboard reflects your business right now
What happens next
Once your books stay current, every other feature in Cashflowy becomes smarter.
Current books mean Clara AI already knows your business
Automated bookkeeping isn’t the finish line — it’s the foundation. A live, categorized book means Clara AI answers real questions with real numbers.
Why did profit go down last month?
Software spend jumped $420 and one client paid late.
How much can I pay myself this month?
You can safely draw $6,240 this month.
Can I afford a $2,000 laptop?
Yes. Cash flow stays healthy and your tax reserve is untouched.
Less time on bookkeeping. More time on your business.
Minutes instead of hours
Reclaim your evenings and weekends.
No manual categorization
AI handles every transaction.
No month-end scramble
Your books stay current automatically.
No chasing receipts
They’re matched automatically.
Always know where you stand
A real-time view of your business.
Peace of mind
A real bookkeeper is available whenever you need guidance.
Human bookkeepers included
Every Cashflowy subscription includes unlimited access to real bookkeepers. Ask questions by chat or schedule private meetings whenever you need guidance — all included with your plan.
- Ask bookkeeping questions by chat
- Schedule unlimited private meetings
- Included with every subscription
- No upgrade required
“The consultations and support have made me more confident in managing my business finances.”
Todd Threats · ConsultantSee how solopreneurs automated their bookkeeping
“Your tool is the only one that will connect with my Navy Federal accounts.”
Erica Steele
Holistic Doctor
Everything, connected in one platform
Explore how Cashflowy’s features work together to give you a complete picture of your business.
Frequently asked questions
How does AI bookkeeping work?
Cashflowy connects to your bank through Plaid, imports your transactions automatically, and categorizes them using AI. As your books stay current, your dashboard, Owner’s Pay, tax reserve, and financial insights update automatically. If Clara AI can’t answer a question, you can always chat with a human bookkeeper.
Do I still need QuickBooks?
If you’re a U.S. service-based solopreneur, no. Cashflowy is designed to replace QuickBooks by combining bookkeeping, financial insights, Clara AI, and access to human bookkeepers in one platform.
Can I review or edit transaction categories?
Yes. You can review and edit transaction categories at any time to keep your books accurate.
How long does setup take?
Most solopreneurs are fully set up in about 6 minutes. Connecting your bank usually takes around 2 minutes.
Can I upload receipts?
Yes. You can attach receipts to your transactions so your bookkeeping stays organized.
Who can help with my books?
A real human bookkeeper. Every plan includes unlimited live chat and private meetings at no additional cost.
Can I talk to a human bookkeeper?
Yes. Every plan includes unlimited live chat during support hours and unlimited scheduled private meetings with a human bookkeeper at no extra cost.
Is bookkeeping updated automatically?
Yes. As new transactions are imported and categorized, your books, dashboard, Owner’s Pay, tax reserve, and financial insights all stay up to date automatically.
Your financial data stays secure
Cashflowy is built on the same security standards used by the largest financial institutions.
Secure bank connections
Read-only access through Plaid. Cashflowy never stores your bank credentials.
See integrations →AES-256 & TLS 1.3 encryption
Your financial data is encrypted with AES-256 at rest and TLS 1.3 while it’s transmitted.
Your data stays private
Cashflowy never sells your data or shares your financial information with companies like OpenAI.
Real human support
Clara AI handles the routine work. Real human bookkeepers are included whenever you need help.
Meet your bookkeeper →