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What a Profit First
Bookkeeper should do

What a Profit First
Bookkeeper should do

1/10th the Price

AI bookkeeping + real human support for service providers who use Profit First.

AI bookkeeping + real human support for service providers who use Profit First.

AI bookkeeping + real human support for service providers who use Profit First.

Traditional

Traditional

QuickBooks + Bookkeeper
$400
$400

/ month

Human + AI Bookkeeper

Human + AI Bookkeeper

Profit first ready
$39
$39

/ month

Human + AI Bookkeeper

Profit first ready
$39

/ month

Save $3,000+ a year

Save $3,000+ yearly

Save $3,000+ per year

Start My Free Trial

Start My Free Trial

See Pricing

See Pricing

14 day free trial

·

No credit card needed

The problem

You didn't start your business to feel like an accountant.

QuickBooks says "Checking 1"

Doesn't speak Profit First. You translate every time.

$30-200/mo

Juggling Bank Apps

Logging into each one to piece together the picture.

0 visibility

The spreadsheet you're babysitting

A Google Sheet tracking allocations that have taken over your life.

Spreadsheets tracking allocations have taken over your life.

Hours of admin

Your bookkeeper doesn't get it

Thinks your 5 accounts are "unnecessary." Never heard of CAPs.

Says your 5 accounts are "unnecessary." Not heard of CAPs.

$300-500/mo

You didn't start your business to feel like an accountant.

Replace all of this with one solution. $39/month.

Replace all of this with one solution. $39/month.

simple setup

15 minutes to get unstuck

15 minutes to get unstuck

1
1
1

Connect your accounts

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.

2 minutes

2 minutes

2
2
2

See what's really going on

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Instant

Instant

3
3

Make decisions with confidence

Know what to allocate, what to pay yourself, what to set aside for taxes. Every number updates live between allocation days.

Know what to allocate, what to pay yourself, what to set aside for taxes. Every number updates live between allocation days.

Priceless

Priceless

1

Connect your accounts

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.

2 minutes

2

See what's really going on

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Instant

3

Make decisions with confidence

Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.

Priceless

See pricing

See pricing

See pricing

See pricing

Features

Everything you need. Nothing you don't.

Everything you need. Nothing you don't.

Everything you need. Nothing you don't.

Human Support
Human Support

A bookkeeper who actually knows Profit First

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, and understands Profit First.

Not a chatbot.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara, Your Financial Coach
Hey! I'm Clara, your financial coach.
Want to know your highest expense over the last month?
How much you can afford to pay yourself?
What is my revenue this month
What was my last invoice

Ask your financial coach...

AI Coach
AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Trained on Profit First methodology. Like having a CFO who never sleeps.

"Where is most of my money going?"

"What can I safely pay myself this month?"

"Am I spending more than last month?"

Owner's Pay
Owner's Pay

Know exactly what you can pay yourself.

Cashflowy looks at your revenue, your OPEX, your Tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Q1 2026
Q1 2026
On track
$4,212
$4,212
72% set aside
72% set aside
72% set aside
Due: Apr 15
Due: Apr 15
Due: Apr 15
tax ready
tax ready

Your estimated tax bill updates every month.

Cashflowy calculates your real tax obligation, so your Tax account has the right number, not a default. When April comes, the money is there.

Dashboard
Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

See it for yourself.

Start My Free Trial

Start My Free Trial

No credit card needed for trial.

See it for yourself.

Start My Free Trial

Start My Free Trial

No credit card needed for trial.

See it for yourself.

Start My Free Trial

Start My Free Trial

No credit card needed for trial.

COMPARE

Why Profit First practitioners are switching to Cashflowy.

Stop translating QuickBooks and explaining Profit First to your bookkeeper.

What you get

Real-time dashboard

Profit First account labels

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Automatic

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

No

Quarterly

$$$/mon

Weeks

$300-500

What you get

Real-time dashboard

Profit First account labels

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Automatic

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

No

Quarterly

$$$/mon

Weeks

$300-500

What you get

Real-time dashboard

Profit First account labels

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy Logo

15 min

$39

Quickbooks Logo

Hours

$38-200

Weeks

$300-500

One tool. Every answer. $39/month.

happy customers

From business owners who run Profit First.

From business owners who run Profit First.

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Madelynne B

Consulting

Consulting

I’d been trying to make Profit First work for three years. My bookkeeper had never heard of it . I was moving money around and had no idea if any of it was working.

Twenty minutes on the onboarding call. Now I take my Owner's Pay every month and I don't freeze up wondering if I'm allowed to.

3 years

3 years

3 years

trying to make PF run alone

trying to make PF run alone

20 mins

20 mins

20 mins

onboarding call

onboarding call

Every month

Every month

owner's Pay on schedule

owner's Pay on schedule

  • Todd Threats Brand Strategy

    Nina Sengsourichanh

    Consulting

    The perfect middle ground between spreadsheets and complex accounting software —without the cost or the hassle of managing an account. A great tool for contract work.

    $4K+/yr

    saved vs. a bookkeeper

  • Galen Wood For Cashflowy SaaS Tech

    Alejandra Lira

    Pet Groomer

    Before, I'd look at my balance sheet and think, it was good enough — but I couldn't really tell what was going on. Cashflowy has a buffer for taxes built right in, and it handles owner's pay. It's almost too good to be true.

    5-10 min week

    to manage her finances

  • Jane Lockhart Health Coach Picture for Cashflowy.ai

    Ashlee Jane

    Functional Medicine Doctor

    I tracked my Profit First transfers in spreadsheets. I'd been searching for a tool like this for over a year. When I logged in, my transactions were already matched. It's smarter than me.

    +1 year

    searching for the right tool

Todd Threats Brand Strategy

Nina Sengsourichanh

Consulting

The perfect middle ground between spreadsheets and complex accounting software —without the cost or the hassle of managing an account. A great tool for contract work.

$4K+/yr

$4K+/yr

saved vs. a bookkeeper

saved vs. a bookkeeper

Galen Wood For Cashflowy SaaS Tech

Alejandra Lira

Pet Groomer

Before, I'd look at my balance sheet and think, it was good enough — but I couldn't really tell what was going on. Cashflowy has a buffer for taxes built right in, and it handles owner's pay. It's almost too good to be true.

5-10 min week

5-10 min week

to manage her finances

to manage her finances

Jane Lockhart Health Coach Picture for Cashflowy.ai

Ashlee Jane

Functional Medicine Doctor

I tracked my Profit First transfers in spreadsheets. I'd been searching for a tool like this for over a year. When I logged in, my transactions were already matched. It's smarter than me.

+1 year

+1 year

searching for the right tool

searching for the right tool

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 100% money-back guarantee.

Unlimited Plan

Unlimited Plan

Real-time clarity about every dollar in your business

Real-time clarity about every dollar in your business

$39
$39
$39
/month
/month

Get unlimited access to:

Client Invoicing + Billing

Real-Time Finance Dashboard

Real-Time Dashboard

Owner's Pay Calculator

  • Auto Bank Reconciliation

  • Cashflow Tracking

  • AI Financial Coach

Start Free • 14-Day Trial

Start Free • 14-Day Trial

Start Free • 14-Day Trial

Start Free • 14-Day Trial

US Businesses Only
US Businesses Only
US Businesses Only

30-Day Money Back

No credit card required

Not sure if Cashflowy is right for you?

Not sure if Cashflowy is right for you?

Speak to a Profit First Accountant

Speak to a Profit First Accountant

Free of Charge

Free of Charge

FAQs

Common questions

I already have QuickBooks / Wave / Xero. Why switch?

I have Relay Bank. Will Cashflowy work with my accounts?

Can it really replace my bookkeeper?

What if I haven't fully implemented Profit First yet?

I'm using YNAB for Profit First. Why would I switch?

How does this compare to hiring a Certified Profit First Professional?

Is this really only $39/month?

What if I cancel? Can I keep my data?

I already have QuickBooks / Wave / Xero. Why switch?

I have Relay Bank. Will Cashflowy work with my accounts?

Can it really replace my bookkeeper?

What if I haven't fully implemented Profit First yet?

I'm using YNAB for Profit First. Why would I switch?

How does this compare to hiring a Certified Profit First Professional?

Is this really only $39/month?

What if I cancel? Can I keep my data?

I already have QuickBooks / Wave / Xero. Why switch?

I have Relay Bank. Will Cashflowy work with my accounts?

Can it really replace my bookkeeper?

What if I haven't fully implemented Profit First yet?

I'm using YNAB for Profit First. Why would I switch?

How does this compare to hiring a Certified Profit First Professional?

Is this really only $39/month?

What if I cancel? Can I keep my data?

Your next allocation day is coming. Be ready this time.

Your next allocation day is coming. Be ready this time.

Your next allocation day is coming.

Be ready this time.

Start my free trial today

Start my free trial today

Start my free trial now

Start my free trial now

14 day free trial
14 day free trial

·

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