Meet Cashflowy,your business wife.
She stays on the money. You run the business.
“Simple, AI-based, low cost with human bookkeepers included.”
— Melene Thompson, Realtor, WA.
She knows what came in, what went out, what’s already spoken for, and what you can take home. Ask her before you hire, buy, or say yes.
7 days free. $0 charged today. Cancel anytime.
Money comes in. What do you do with it?
ALL MIXED UP TOGETHER
Was that business or personal?
A charge hits. You recognize it but you can’t remember what it was for.
SOME OF IT IS FOR TAXES
How much do I need for taxes?
You got paid. Now you have to figure out how much not to spend.
PAYING YOURSELF
How much of this is mine?
There’s money in the account. But some of it is already spoken for.
Cashflowy stays on it.You don't decide alone.
What's actually yours
- Income
- $9,200
- Software, subscriptions
- - $1,000
- Contractors
- - $1,200
- Set aside for taxes
- - $1,750
She knows what's actually yours.
She keeps track of what came in, what went out, what the business needs, and what you can actually take home.
She keeps taxes from becoming a guess.
When money comes in, you can see what needs to stay untouched before you spend it somewhere else.
Before you decide, ask her.
Hiring someone? Buying something? Paying yourself more? She shows you what the numbers look like before you say yes.
SIMPLE SETUP
Financial clarity in 6 minutes.
1
Connect your accounts.
Checking, cards, PayPal. Wherever your business money moves.
2
Cashflowy organizes.
Income, spending, business, personal. She asks when something isn’t clear.
3
Review and confirm.
Check the numbers, then get back to your business.
Connect your accounts.
Checking, cards, PayPal. Wherever your business money moves.
Cashflowy organizes.
Income, spending, business, personal. She asks when something isn’t clear.
Review and confirm.
Check the numbers, then get back to your business.
For U.S. business owners
How Cashflowy stays on top of your finances.
Safe Owner Pay
Aug 2025–Jul 2026Safe to pay yourself · Aug 2026
$5,55956% of revenue
Safe Pay
$5,559 56%
Buffer
$371 4%
Expenses
$2,501 25%
Tax reserve
$1,483 15%
She tells you what you can pay yourself.
Tax Estimate
2026 YTD$8,224
Estimated tax at 19%
Revenue
$83K
Expenses
$39K
Profit
$43K
After Tax*
$35K
She tells you what to put away for taxes.
Spending Categories
Last 6 Months- Software & subscriptions$1,842.00
- Marketing & advertising$1,460.00
- Contractors$1,275.00
- Professional services$980.00
- Office & admin$640.00
She shows you where your money is going.
Money in vs. Money Out
Last 4 months + 3 month forecast- Profit
- Money In
- Money Out
She shows you what’s coming next.
How much do I need for taxes?
Tax estimate
$7,257.70
Your estimated 2026 year-to-date tax
- Taxable profit estimate
- $38,198.41
- Tax reserve rate
- 19%
This is a planning estimate, not tax advice; your final bill may differ based on deductions and your overall tax situation.
Before you decide, ask her.
Aileen M.- Unlimited support
- Usually within 24 hours
- Included
A human bookkeeper is one message away.
Connect the accounts you already use.
Chase
Bank of America
Wells Fargo
Capital One
Citi
U.S. Bank
Mercury
PayPal
Merrill
American Express
Stripe
Plaid- We never share your data
- Encrypted
- Read-only access
- Bank connections powered by Plaid
OPTIONAL ADD-ON · FOR 2026 RETURNS
We can file your 2026 taxes.
All year
Cashflowy
She stays on it.
- Books stay current
- Tax prep done
- Tax set-aside
Tax season
Taxflowy
We file with the IRS.
- Business & personal returns
- Deductions included
Solo business owners who love Cashflowy.
“It was one of the easiest decisions I’ve ever made. I need Cashflowy.”
Todd Threats
Consultant
“I love being able to put all my accounts in one place and watch things move.”
Ashlee Jane
Naturopathic Physician
“I love her! I love her so much!.”
Alejandra Lira
Pet Groomer
“I used to lose whole weekends to my finances. Now it's just handled, and that time goes back to my clients.”
Madelynne B
Consultant
“For years I avoided my finances completely. Cashflowy finally gave me control of my money.”
Brian Goldfarb
Real Estate Agent,
“Tax season used to stress me out. Now my numbers are always clean, and I'm actually watching my money grow.”
Jane Lockhart
Health Coach
Built for the way solo businesses work.
What you get when your bookkeeping actually fits your business.
Swipe to compare →
| Cashflowy | QuickBooks | Traditional bookkeeper | |
|---|---|---|---|
| Built for one-person businesses | ✓ | ✕ | ✕ |
| Tells you what's safe to pay yourself | ✓ | ✕ | ✕ |
| Tells you what to set aside for taxes | ✓ | ✕ | ✕ |
| Chart of accounts, prebuilt | ✓ | ✕ | Manual |
| 90-day cash-flow forecast | ✓ | ✕ | ✕ |
| A human bookkeeper you can reach | Included | ✕ | $$$ |
| What it costs | $39/mo | $38 to $200/mo | $300 to $500/mo |
MEET YOUR BUSINESS WIFE
Start free for 7 days.
$390/ year
$32.50/month, billed annually.
- Ask anything about your money
- Know what you can pay yourself
- Keep your tax set-aside visible
- See what the next 90 days could look like
- Accounts stay organized as you go
- A human bookkeeper is included
$0 today. Cancel anytime. 30 day money-back guarantee
FAQ
What do you mean by “business wife”?
She knows what came in, what's leaking, what needs to stay aside, and what you can actually take home.
When a money decision comes up, you have someone to ask first.
She stays on the money. You run the business.
Yes. Come as you are. Connect the accounts you actually use today. Cashflowy helps sort what belongs where and asks when something needs you.
You do not have to clean everything up before she can start helping.
Clean books are a great start. Your business keeps moving after they're clean.
You'll keep getting paid, spending, setting money aside, and making decisions every week.
Cashflowy stays on top of that movement with you. She keeps an eye on what changed, what's yours, and what the next decision could mean.
Clean books are the record. Your business wife stays with the business as it moves.
No! Ask her the question the way it actually comes into your head:
Can I pay myself? How much do I need for taxes? Where did all the money go? Can I afford this?
Cashflowy keeps track of the numbers underneath and gives you the answer in plain English.
Cashflowy is there for the questions that come after the transactions are recorded.
What can I take home? What needs to stay put? Why did spending change? Can I afford the next thing?
That is where having someone who already knows your numbers changes the experience.
Keep them.
Cashflowy can sit alongside the people you already trust.
Your CPA may handle tax strategy.Cashflowy is the one you can turn to in the middle of the month when the next decision is actually happening.
And when you want another set of eyes inside Cashflowy, a human bookkeeper is one message away.
She shows you what she sees.
What you earned. What is already spoken for. What's leaking. What needs to stay aside. What the decision would change.
Then you decide.
She keeps the full picture in front of you so you do not have to make the call from a bank balance and a guess.
Cashflowy uses secure, read-only connections to supported accounts.
She can see the information she needs to help you understand your money, but she cannot move your money.
Yes. Choose $39 monthly or $390 yearly.
Cashflowy stays on top of your numbers, and a human bookkeeper is included when you want another set of eyes.
Taxflowy filing is separate.
One plan, no add-ons.
For 2026 returns, Taxflowy is available to Cashflowy users.
Cashflowy keeps you ready throughout the year. When tax season comes, Taxflowy takes it from there.
She keeps you ready. Taxflowy files.
Never make money decisions alone again.
You ask. She answers. Based on what’s happening in your business.