Your bookkeeper costs $400/mo.
Ours costs $39.
Get a real human bookkeeper + AI financial coach. Built for freelancers, coaches, and consultants.
Get a real human bookkeeper + AI financial coach. Built for freelancers, coaches, and consultants.
14 day free trial
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No credit card needed
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Cancel anytime.
The problem
You're not short on money.
You're overpaying to keep track of it.
A pricey bookkeeper. Software you barely open. A stack of little tools that each do one thing. For a simple business, most of it is money you don't need to spend.
Overspending on $400 bookkeeper
Premium prices for backward-looking reports. Answers that show up three days too late.
$400/mo, still guessing
Barely opening QuickBooks
Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.
$75/mo you don't use
Bracing for the tax bill
In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.
$5,000+ surprise
And you still do it yourself
After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.
10+ hours /mo
You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.
Until now.
The problem
You're not short on money.
You're overpaying to keep track of it.
A pricey bookkeeper. Software you barely open. A stack of little tools that each do one thing. For a simple business, most of it is money you don't need to spend.
Overspending on $400 bookkeeper
Premium prices for backward-looking reports. Answers that show up three days too late.
$400/mo, still guessing
Barely opening QuickBooks
Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.
$75/mo you don't use
Bracing for the tax bill
In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.
$5,000+ surprise
And you still do it yourself
After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.
10+ hours /mo
You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.
Until now.
The problem
Overspending on $400 bookkeeper
Premium prices for backward-looking reports. Answers that show up three days too late.
$400/mo, still guessing
Barely opening QuickBooks
Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.
$75/mo you don't use
Bracing for the tax bill
In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.
$5,000+ surprise
And you still do it yourself
After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.
10+ hours /mo
You're not short on money.
You're overpaying to keep track of it.
You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.
Until now.
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
Make decisions with confidence
Know what to allocate, what to pay yourself, what to set aside for taxes. Every number updates live between allocation days.
Priceless
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
3
Make decisions with confidence
Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.
Priceless
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets. Works with Relay and 12,000+ banks.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
Make decisions with confidence
Know what to allocate, what to pay yourself, what to set aside for taxes. Every number updates live between allocation days.
Priceless
Features
Everything you need. Nothing you don't.
A bookkeeper who is profit focused
Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.
Live
Unlimited
Support calls
24 hrs
Response Time
$0
Extra Charge
Ask your financial coach...
Ask Clara AI anything about your business finances.
Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.
"Where is most of my money going?"
"What can I safely pay myself this month?"
"Am I spending more than last month?"
Know exactly what you can pay yourself.
Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.
Your estimated tax amount updates in real time.
No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready.
Know exactly where your money is.
Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.
Features
Everything you need. Nothing you don't.
A bookkeeper who is profit focused
Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.
Live
Unlimited
Support calls
24 hrs
Response Time
$0
Extra Charge
Ask your financial coach...
Ask Clara AI anything about your business finances.
Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.
"Where is most of my money going?"
"What can I safely pay myself this month?"
"Am I spending more than last month?"
Know exactly what you can pay yourself.
Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.
Your estimated tax amount updates in real time.
No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready.
Know exactly where your money is.
Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.
Features
Everything you need. Nothing you don't.
A bookkeeper who is profit focused
Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.
Live
Unlimited
Support calls
24 hrs
Response Time
$0
Extra Charge
Ask your financial coach...
Ask Clara AI anything about your business finances.
Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.
"Where is most of my money going?"
"What can I safely pay myself this month?"
"Am I spending more than last month?"
Know exactly what you can pay yourself.
Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.
Your estimated tax amount updates in real time.
No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready.
Know exactly where your money is.
Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.
Madelynne B
Madelynne B
Consulting
Consulting
I was moving money around and had no idea if any of it was working.
Twenty minutes on the onboarding call. Now I take my Owner's Pay every month and I don't freeze up wondering if I'm allowed to.
3 years
3 years
3 years
trying to be profit focused
trying to be profit focused
20 mins
20 mins
20 mins
onboarding call
onboarding call
Every month
Every month
Monthly
owner's pay on schedule
owner's pay on schedule
See it for yourself.
See it for yourself.
See it for yourself.
COMPARE
Why solopreneurs are switching to Cashflowy.
Stop overpaying for solutions that aren't designed for you.
What you get
Real-time dashboard
Profit First account labels
AI financial coach
Owner's pay calculator
Tax estimate tracking
Bookkeeper access
Setup time
Monthly cost
Cashflowy
$39/mo
Yes
Automatic
Yes
Yes
Yes
Yes
15 min
$39
Quickbooks
$38-200/mo
Manual
No
No
No
Add-on
No
Hours
$38-200
Bookkeeper
$300-500/mo
Monthly
No
No
No
Quarterly
$$$/mon
Weeks
$300-500
One tool. Every answer. $39/month.
COMPARE
Why solopreneurs are switching to Cashflowy.
Stop overpaying for solutions that aren't designed for you.
What you get
Real-time dashboard
Profit First account labels
AI financial coach
Owner's pay calculator
Tax estimate tracking
Bookkeeper access
Setup time
Monthly cost
Cashflowy
$39/mo
Yes
Automatic
Yes
Yes
Yes
Yes
15 min
$39
Quickbooks
$38-200/mo
Manual
No
No
No
Add-on
No
Hours
$38-200
Bookkeeper
$300-500/mo
Monthly
No
No
No
Quarterly
$$$/mon
Weeks
$300-500
One tool. Every answer. $39/month.
COMPARE
Why solopreneurs are switching to Cashflowy.
Stop overpaying for solutions that aren't designed for you.
What you get
Real-time dashboard
Profit First account labels
AI financial coach
Owner's pay calculator
Tax estimate tracking
Bookkeeper access
Setup time
Monthly cost
15 min
$39
Hours
$38-200
Weeks
$300-500
One tool. Every answer. $39/month.
Pricing
One plan. No surprises.
Everything included. Cancel anytime. 30-day money-back guarantee.
Monthly
Annual
2 months free
Unlimited Plan
Annual
Real-time clarity about every dollar
/year
(save $78)
Just $32.50/month, billed annually.
Annual plan bonus:
Profit trends, business health + tax evaluation with a human bookkeeper
Semi-annual financial review
Plus, everything in monthly:
Human bookkeeper
Owner's pay calculator
Client invoicing + billing
AI financial coach
Cashflow tracking
Auto bank reconciliation
90-day financial forecast
No credit card required
Most popular
Have questions? Book a free call with an accountant.
Pricing
One plan. No surprises.
Everything included. Cancel anytime. 30-day money-back guarantee.
Monthly
Annual
2 months free
Unlimited Plan
Annual
Real-time clarity about every dollar
/year
(save $78)
Just $32.50/month, billed annually.
Annual plan bonus:
Profit trends, business health + tax evaluation with a human bookkeeper
Semi-annual financial review
Plus, everything in monthly:
Human bookkeeper
Owner's pay calculator
Client invoicing + billing
AI financial coach
Cashflow tracking
Auto bank reconciliation
90-day financial forecast
No credit card required
Most popular
Have questions?
Book a free call with an accountant.
happy customers
From business owners who are profit-focused.
Nina Sengsourichanh
Consultant
The perfect middle ground between spreadsheets and complex accounting software —without the cost or the hassle of managing an account. A great tool for contract work.
$4K+/yr
saved vs. a bookkeeper
Alejandra Lira
Pet Groomer
Before, I'd look at my balance sheet and think, it was good enough — but I couldn't really tell what was going on. Cashflowy has a buffer for taxes built right in, and it handles owner's pay. It's almost too good to be true.
5-10 min week
to manage her finances
Ashlee Jane
Functional Medicine Doctor
I tracked my Profit First transfers in spreadsheets. I'd been searching for a tool like this for over a year. When I logged in, my transactions were already matched. It's smarter than me.
+1 year
searching for the right tool
happy customers
From business owners who are profit-focused.
Nina Sengsourichanh
Consultant
The perfect middle ground between spreadsheets and complex accounting software —without the cost or the hassle of managing an account. A great tool for contract work.
$4K+/yr
saved vs. a bookkeeper
Alejandra Lira
Pet Groomer
Before, I'd look at my balance sheet and think, it was good enough — but I couldn't really tell what was going on. Cashflowy has a buffer for taxes built right in, and it handles owner's pay. It's almost too good to be true.
5-10 min week
to manage her finances
Ashlee Jane
Functional Medicine Doctor
I tracked my Profit First transfers in spreadsheets. I'd been searching for a tool like this for over a year. When I logged in, my transactions were already matched. It's smarter than me.
+1 year
searching for the right tool
happy customers
From business owners who are profit-focused.
Nina Sengsourichanh
Consulting
The perfect middle ground between spreadsheets and complex accounting software —without the cost or the hassle of managing an account. A great tool for contract work.
$4K+/yr
saved vs. a bookkeeper
Alejandra Lira
Pet Groomer
Before, I'd look at my balance sheet and think, it was good enough — but I couldn't really tell what was going on. Cashflowy has a buffer for taxes built right in, and it handles owner's pay. It's almost too good to be true.
5-10 min week
to manage her finances
Ashlee Jane
Functional Medicine Doctor
I tracked my Profit First transfers in spreadsheets. I'd been searching for a tool like this for over a year. When I logged in, my transactions were already matched. It's smarter than me.
+1 year
searching for the right tool
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
Stop guessing. Start knowing.
Join thousands of service providers who finally understand their finances.
·
·
Stop guessing. Start knowing.
Join thousands of service providers who finally understand their finances.
·
·
Stop guessing.
Start knowing.
Join thousands of service providers who finally understand their finances.
·
·