Stop guessing
what you can
pay yourself.
Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for U.S. solo business owners. 1/10th the price of a traditional bookkeeper.
“Really simple and actually useful.”
$39/mo. Your bookkeeper charges $300+ and can't give you this number.
7 day free trial · Human bookkeeper included
Everything you need. Nothing you don't.
A bookkeeper who is profit focused
Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.
Aileen M.- Unlimited support
- Usually within 24 hours
- Included
Ask Cashflowy anything about your business finances.
Cashflowy answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.
- “Where is most of my money going?”
- “What can I safely pay myself this month?”
- “Am I spending more than last month?”
How much do I need for taxes?
Tax estimate
$7,257.70
Your estimated 2026 year-to-date tax
- Taxable profit estimate
- $38,198.41
- Tax reserve rate
- 19%
This is a planning estimate, not tax advice; your final bill may differ based on deductions and your overall tax situation.
Know exactly what you can pay yourself.
Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.
Safe Owner Pay
Aug 2025–Jul 2026Safe to pay yourself · Aug 2026
$5,55956% of revenue
Safe Pay
$5,559 56%
Buffer
$371 4%
Expenses
$2,501 25%
Tax reserve
$1,483 15%
Your estimated tax amount updates in real time.
No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you're always ready.
Tax Estimate
2026 YTD$8,224
Estimated tax at 19%
Revenue
$83K
Expenses
$39K
Profit
$43K
After Tax*
$35K
Know exactly where your money is.
Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.
Money in vs. Money Out
Last 4 months + 3 month forecast- Profit
- Money In
- Money Out
One plan. No surprises.
Everything included. Cancel anytime.
30-day money-back guarantee.
Unlimited Plan · Annual
Real-time clarity about every dollar
$390/year(save $78)
Just $32.50/month, billed annually.
Get unlimited access to:
- Human bookkeeper
- Tax estimator
- Answers from your actual numbers
- Cashflow tracking
- Auto bank reconciliation
- Real time dashboard
US Businesses Only
Have questions? Book a free call with a bookkeeper.
Real numbers from real business owners.
“More than half of my monthly business expenses were going toward managing my money. Now I get answers instantly, I’m saving more, and I actually know what to do with the money I make.”
- Redirected into marketing every year
- $8,800Redirected into marketing every year
- Cut from her annual bookkeeping cost
- 96%Cut from her annual bookkeeping cost
- Previous annual bookkeeping spend
- $9,264Previous annual bookkeeping spend
Madelynne BCoach “No more weekends spent on admin and sorting out my money.”
8hrs/mo
Back to focus on client
Ryan BlauserReal estate agent · TX “For the first time, running my business feels simple and efficient.”
10 yrs
On QuickBooks before switching
Alejandra LiraPet Groomer “I love her! I love her so much!”
5 min
Weekly bookkeeping, every Friday
Ashlee JaneNaturopathic Physician “I love being able to put all my accounts in one place.”
$39
Instead of the $300/mo tools she tried
Common questions
Stop guessing. Start knowing.
Join thousands of service providers who finally understand their finances.
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