Stop guessing what you can pay yourself.

Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.

14 day free trial

·

No credit card needed

·

Human bookkeeper included

"Really simple and actually useful. I've tried a few tools before and this one stuck."

— Madelynne B, Consultant

$39/mo. Your bookkeeper charges $300+ and can't give you this number.

Stop guessing what you can pay yourself.

Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.

14 day free trial

·

No credit card needed

·

Human bookkeeper included

"One of the most user-friendly tools I've ever used."

— Annie, Business Owner

$39/mo.

Your bookkeeper charges $300+ and can't give you this number.

Stop guessing what you can pay yourself.

Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.

14 day free trial

·

No credit card needed

·

Human bookkeeper included

"Really simple and actually useful. I've tried a few tools before and this one stuck."

— Madelynne B, Consultant

$39/mo. Your bookkeeper charges $300+ and can't give you this number.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who is profit focused

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara AI anything about your business finances.

Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.

"Where is most of my money going?"

"What can I safely pay myself this month?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who is profit focused

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara AI anything about your business finances.

Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.

"Where is most of my money going?"

"What can I safely pay myself this month?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who is profit focused

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara AI anything about your business finances.

Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.

"Where is most of my money going?"

"What can I safely pay myself this month?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

Selena Soo Coaching For Cashflowy

Selena Soo

Coaching

"A complete no-brainer!"

100%

Peace of mind

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about. Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes

Stop guessing.

Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes