Human Bookkeepers, Included.
Inside your account you can jump on live chat with a bookkeeper or schedule a 20-minute private meeting. No extra charge.
Included in every Cashflowy plan
A person who knows your books.
A human bookkeeper, trained on US bookkeeping standards, assigned to your account. Reach them by email or book a call when you need them.
Bookkeepers who reply in under 24 hours. Need help reconciling a confusing month? Got a question about a charge? Want a sanity check before quarterly taxes? Email them or book a call.
Your bookkeeper can
- Answer any question about your books
- Flag anything that looks unusual
- Help you reconcile your transactions
- Prep a clean handoff for your CPA at tax time
No hourly rate. No upgrade tier. $39/month.
This is a person working through the question with you. Not a ticket. Not a bot.
What your bookkeeper does, when it matters.
Your bookkeeper works in the background. Here is what that looks like in practice.
Monthly book review
Your books update automatically within minutes of every transaction. Your bookkeeper steps in when something needs a human eye, catching anything the AI flags, or jumping in when you reach out.
Categorization corrections
AI categorization is accurate but not perfect. Your bookkeeper catches and corrects anything mistagged before it compounds into a bigger problem.
24-hour response
Got a question? Message your bookkeeper directly in the live chat. During business hours, they typically respond within minutes. Outside of hours, always within 24 hours. Unlimited questions, no hourly billing.
Clean records for your CPA
At year-end, your books are ready to hand to a CPA. No catch-up work. No scramble. Everything categorized and reconciled.
Catchup Accounting
If you need a year or several years of financials imported and reconciled, or you have hundreds of uncategorized transactions - generally due to an extra high volume of personal transactions mixed in with business - we can handle that for you with our Catchup Accounting Service.
Most service providers are stuck with the wrong setup.
- No bookkeeper at allDIY on spreadsheets. Fall behind. Panic at tax time. Never quite sure if the numbers are right.
- A bookkeeper at $300 to $500 a monthReplies in days. Feels like a black box. Monthly report you barely read. Hourly billing if you ask a question.
- QuickBooks alone.Built for accountants, not you. Complex setup. Confusing interface. You still need someone to explain the numbers.
A person who knows your books. Replies fast. $39/month.
- Replies within 24 hours
- Unlimited questions, no hourly billing
- Books clean monthly
- Clara AI included
We automate the work that doesn’t need a human, so your bookkeeper’s time goes to what actually helps you. That is how a human bookkeeper fits into Cashflowy.
What your bookkeeper doesn’t do.
Your bookkeeper keeps your records clean and your books ready. Some things sit outside that scope.
Prepare and file your tax returns. We're launching an optional tax service called Taxflowy you'll be able to purchase. Your Cashflowy subscription provides you the reports needed to prepare your taxes.
Provide legal or entity structure advice. That is outside bookkeeping scope.
Handle payroll. Cashflowy is built for solo agents and coaches but it does integrate with Gusto.
Three ways to reach your bookkeeper.
Live Chat
Open the live chat, type 'HUMAN' and you're in. No wait, no ticket.
Schedule a call
Private meeting with your bookkeeper. Unlimited, included in your plan.
Email your bookkeeper
Send your questions via email. We'll get back to you quickly.
Why switch to Cashflowy.
One plan that replaces your bookkeeper, your accounting software, and the guesswork.
| What you get |  |  | Traditional bookkeeper |
|---|---|---|---|
| Real-time dashboard | Yes | ||
| AI financial coach | Yes | No | No |
| Owner's pay calculator | Yes | No | No |
| Tax estimate tracking | Yes | ||
| Bookkeeper access | Yes | No | |
| Setup time | 6 min | Hours | Weeks |
| Monthly cost | $39 | $38-200 | $300-500 |
One tool. Every answer. $39/month.
“It’s almost too good to be true. I kept waiting for the catch: the add-on, the upgrade tier, the real price. There isn’t one. My bookkeeper responds faster than my old $350/month one did.”
Melene Thompson
Real Estate Agent, Washington
Common questions
A real bookkeeper.At a price that makes sense.
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