Your bookkeeper costs $400/mo.Ours costs $39.

Get a human bookkeeper + AI financial coach. Built for freelancers, coaches, and consultants.

TraditionalQuickBooks + Bookkeeper

$400/ month

Human + AI Bookkeeper

$39/ month

Save $3,000+ a year

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7 day free trial · Cancel anytime.

The problem

You're not short on money.You're overpaying to keep track of it.

Overspending on $400 bookkeeper

Premium prices for backward-looking reports. Answers that show up three days too late.

$400/mo, still guessing

Barely opening QuickBooks

Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.

$75/mo you don't use

Bracing for the tax bill

In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.

$5,000+ surprise

And you still do it yourself

After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.

10+ hours /mo

You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.

Until now.

Features

Everything you need. Nothing you don't.

Human support

A bookkeeper who is profit focused

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business. Not a chatbot.

A Cashflowy bookkeeper on a video call with a customer

Live

Support calls: UnlimitedSupport calls
Response time: 24 hrsResponse time
Extra charge: $0Extra charge

AI coach

Ask Clara AI anything about your business finances.

Clara AI answers in seconds with data from your actual accounts. Trained to help you keep more profits. Like having a CFO who never sleeps.

“Where is most of my money going?”
“What can I safely pay myself this month?”
“Am I spending more than last month?”

Clara AI, Your Financial Coach

Hey! I'm Clara AI, your financial coach.

Right now, I can help you understand your key financial KPIs.

What is my revenue this monthWhat was my last invoice

Ask your financial coach…

Owner's pay

Know exactly what you can pay yourself.

Cashflowy looks at your profit, revenue, expenses, tax set-aside, and your upcoming bills, then calculates what's actually safe to take as Owner's Pay this month. Based on your real allocation percentages, not a guess.

Tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you're always ready.

Q1 2026On track

$4,212Estimated tax set-aside

72% set asideDue: Apr 15

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into five banks to understand your own business.

See it for yourself.

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Bank-level security

Compare

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

Cashflowy compared with QuickBooks and Bookkeeper
What you get	Cashflowy$39/mo	QuickBooks$38-200/mo	Bookkeeper$300-500/mo
Real-time dashboard	Yes	Manual	Monthly
AI financial coach	Yes	No	No
Owner's pay calculator	Yes	No	No
Tax estimate tracking	Yes	Add-on	Quarterly
Bookkeeper access	Yes	No	$$$/mo
Setup time	6 min	Hours	Weeks
Monthly cost	$39	$38-200	$300-500