You ask
“Can I afford to hire someone?”
She already knows
What came in, your recurring expenses, what's set aside, and what the next few months look like.
She shows you
What adding that expense would change.
Ask Cashflowy about your money
Wondering if you can pay yourself, hire someone, spend more, or say yes to something? Ask her. She answers from what’s actually happening in your business.
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Included in every Cashflowy plan
CashflowyKnows your numbersAsk Cashflowy…
What Cashflowy knows
Your business wife. In your pocket.
She knows every transaction in your connected accounts and answers in plain English, using your actual numbers.
What can I actually take home this month?
Can I deduct this expense?
How much did I spend on gas this month?
Am I spending too much on marketing?
How much should I set aside for taxes this year?
How much did I spend on software last month?
She gives you the number, where it came from, and what changed.
Cashflowy knows what you show her. If something is outside your connected accounts, or it’s a question she can’t answer, she’ll tell you. No guessing. And a human bookkeeper is one message away.
How Cashflowy works
Connect once. Ask anything.
Step 1
Connect
Give her the full picture.
Connect the accounts your business already uses. Once they’re in, Cashflowy can see what came in, what went out, and what changed See all supported banks and tools.
Step 2
Ask
Ask it the way it comes into your head.
When you ask a question, she queries your live data, returns the answer in seconds, and shows the calculation behind it.
STEP 3
See
She shows you the number and where it came from.
Cashflowy answers from your connected accounts, so you can see the number behind the answer instead of guessing.
She’s there when the question comes up.
You’re already looking at your numbers. Something makes you wonder. Open Cashflowy and ask her. No digging through reports first.
WHY ASK HER
Ask the question. She already knows the backstory.
Cashflowy is already connected to the money moving through your business. So you don’t have to paste in numbers, open five reports, or explain what happened first.
You ask
“Why did I spend so much this month?”
She already knows
Every connected transaction, where it was categorized, and what changed from last month.
She shows you
Where the extra spending came from.
You ask
“Do I have enough for taxes?”
She already knows
What you earned, what's already been set aside, and what's currently in your accounts.
She shows you
Where you stand right now.
And when she doesn’t know, she says so.
If the answer depends on something outside the accounts you’ve connected, Cashflowy tells you she needs more information instead of guessing.
Plus, a human bookkeeper is one message away.
Ask Cashflowy
Real questions. Real answers.
Cashflowy answers questions like these every day, using your actual numbers.
CashflowyKnows your numbersCan I afford to hire a VA this month?
yes, but only for a small/limited VA budget this month.
Snapshot
| Item | Amount |
|---|---|
| Revenue | $12,000 |
| Expenses | $8,000 |
| Net profit | $4,000 |
| Tax reserve needed | $800 |
| Remaining after tax reserve | $3,200 |
Since your tax savings were $300 behind, I’d first catch that up.
Safe hiring view
| Item | Amount |
|---|---|
| Profit after tax reserve | $3,200 |
| Less tax catch-up needed | $300 |
| Estimated available cushion | $2,900 |
That does not mean you should spend all $2,900. You still need to protect cash flow, owner’s pay, and upcoming bills.
Recommendation
You could likely afford a part-time VA trial, such as:
- 5-10 hours/week
- $20-30/hour
- Estimated monthly cost: $400-$1,200
I would not commit to a full-time VA yet based on this example. A safer move would be to start with a capped VA budget of around $750-$1,000 this month, then reassess next month based on revenue and profit.
Ask Cashflowy…
What Cashflowy can do
Honest about what Cashflowy can and can’t do.
Can
- Answer questions about your specific transaction data
- Calculate your Owner's Pay number on demand
- Check your tax savings against your estimated liability
- Flag unusual expenses or spending patterns
- Tell you your safe-to-spend budget in any category
- Summarize your financial position for any period
Can’t
- File your taxes (we have an optional tax service)
- Provide legal or entity structure advice
- Access accounts she's not connected to
- Initiate any transfers or move money
- Advise you on incorporating as a business
Cashflowy + human bookkeeper
Answers in seconds. A human when it counts.
Cashflowy handles real-time questions about your finances. Your human bookkeeper reviews your books, catching categorization errors, reconciling accounts, and preparing clean records for your CPA.
Cashflowy and your human bookkeeper are different parts of the same system.
Human bookkeeper
Cashflowy
Categorization review
Real-time questions
Account reconciliation
Owner's Pay on demand
CPA-ready records
Expense anomalies
Complex matters
Tax savings status
Both included. $39/month.
Compare
Why switch to Cashflowy.
One plan that replaces your bookkeeper, your accounting software, and the guesswork.
| What you get |  |  | Traditional bookkeeper |
|---|---|---|---|
| Real-time dashboard | Yes | ||
| answers from your actual numbers | Yes | No | No |
| Owner's pay calculator | Yes | No | No |
| Tax estimate tracking | Yes | ||
| Bookkeeper access | Yes | No | |
| Setup time | 6 min | Hours | Weeks |
| Monthly cost | $39 | $38-200 | $300-500 |
One tool. Every answer. $39/month.
FAQs
Common questions
Answers about your money.Immediately.
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