Know what your next commission actually leaves you.
AI bookkeeping and taxes for real estate agents. Plus human bookkeepers you can reach.
7 days free. $0 charged today. Cancel anytime.
“Simple, AI-based, with human bookkeepers at a low cost.”
— Melene Thompson, Realtor, WA.
You chose the commission life on purpose.
The only thing missing is a money tool built for how a realtor's business works.
One big account
Personal and business, mixed
Groceries next to closing gifts. One account running your whole life.
The tax ambush
Nobody withheld a thing
No one set taxes aside for you. April arrives with the bill.
Feast or famine
Three closings, then nothing
A great month, then a quiet stretch. Your bills don’t work that way.
The only bookkeeping that knows your commission isn't a paycheck.
What's actually yours
Your last closing, after everything comes out.
- Commission check
- $18,000
- Brokerage split & cap
- - $5,400
- Lead gen, E&O, desk fees
- - $2,150
- Set aside for taxes
- - $3,015
Made for how you earn
Your income lands 60 days late, split takes a cut, IRS owns a third.
Your taxes, off the top
Know what to set aside the moment a commission lands.
A bookkeeper who gets it
Ask questions anytime and get answers that understand real estate.
For the first time in a decade, I have the tools to run my business the way I intended. Simple, efficient, and finally built for realtors.
SIMPLE SETUP
Connect your accounts one time.
Even if business and personal are mixed. We’ll take it from there.
Each month
1Cashflowy sorts it
Transactions categorized.
About 6 minutes
2You check it
Review anything that needs you.
Done until next month
3You’re all set
Books current. Money clear.
Each month
Cashflowy sorts it
Transactions categorized.
About 6 minutes
You check it
Review anything that needs you.
Done until next month
You’re all set
Books current. Money clear.
Your whole financial house, in order.
So you can stop piecing it together and get back to selling homes.
Safe Owner Pay
Aug 2025–Jul 2026Safe to pay yourself · Aug 2026
$5,55956% of revenue
Safe Pay
$5,559 56%
Buffer
$371 4%
Expenses
$2,501 25%
Tax reserve
$1,483 15%
Know what you can actually pay yourself.
We track your split, expenses, and taxes so you know what’s safe to take home.
Tax Estimate
2026 YTD$8,224
Estimated tax at 19%
Revenue
$83K
Expenses
$39K
Profit
$43K
After Tax*
$35K
Know what to put away for taxes.
At every closing, see what to set aside so tax season doesn't have to be a surprise.
Spending Categories
Last 6 Months- Software & subscriptions$1,842.00
- Marketing & advertising$1,460.00
- Contractors$1,275.00
- Professional services$980.00
- Office & admin$640.00
Know what you're spending on.
MLS dues, lead gen, mileage, closing gifts. Categorized the way your real estate business actually works.
Money in vs. Money Out
Last 4 months + 3 month forecast- Profit
- Money In
- Money Out
See the slow months before they get here.
See 90 days ahead, so three closings now and a quiet stretch next month don't catch you off guard.
Agents trust agents. Here are a few of ours.
“Simple, AI-based, with human bookkeepers at a very reasonable cost. You need to try it.”
Melene Thompson
Real estate agent · Compass · Washington
“I love having Cashflowy to answer any question and categorize. Now it's just done for me.”
Molly Trapp
Real estate agent · Compass · California
“For 24 years I avoided my finances. Meeting with Cashflowy's bookkeepers finally gave me control of my money.”
Brian Goldfarb
Real estate agent · Compass · New York
Built for the way real estate agents work.
What you get when your bookkeeping actually fits your business.
| Cashflowy | QuickBooks | Traditional bookkeeper | |
|---|---|---|---|
| Built for real estate commissions | ✓ | ✕ | ✕ |
| Tells you what's safe to pay yourself | ✓ | ✕ | ✕ |
| Tells you what to set aside for taxes | ✓ | ✕ | ✕ |
| Real estate chart of accounts, prebuilt | ✓ | ✕ | Manual |
| 90-day cash-flow forecast | ✓ | ✕ | ✕ |
| A human bookkeeper you can reach | Included | ✕ | $$$ |
| What it costs | $39/mo | $38 to $200/mo | $300 to $500/mo |
EVERYTHING A REAL ESTATE AGENTS NEEDS
7-day free trial
Just choose monthly or annual
$390/year
Billed once per year. Cancel anytime.
- Human bookkeeper included
- Real-time tax estimator
- 90-day forecast
- Real estate chart of accounts
- Cashflowy answers
- Auto bank reconciliation
7 days free • 30-day money-back guarantee • For U.S. agents
Cashflowy works with the accounts you already use.
Chase
Bank of America
Relay
Mercury
PayPal
Citibank
Bluevine
Capital One
U.S. Bank
American Express
You have questions. That's fair.
I run everything through one personal account. Can I still start?
Yes. That is the normal starting point for almost every agent who joins. You do not need to separate anything or clean anything up first. Connect the account you have and we sort it from there.
My association gave me QuickBooks. Why switch?
QuickBooks was built for a company with staff and a bookkeeper to run it. Most agents try it, get lost, and quit. Cashflowy is built for one agent, speaks in splits and set-asides, and comes with a bookkeeper who runs it with you.
I already keep clean books. Am I too organized for this?
Not at all. If you already run it like a business, you will feel the difference fastest. Cashflowy shows you what QuickBooks and Wave never could: your real take-home, your safe owner pay, and a 90-day view, all in language built for commissions.
Can it really replace my bookkeeper?
Yes, and it includes a human bookkeeper at no extra charge. If you already have a CPA, Cashflowy works alongside them and hands over clean, categorized books at tax time.
I'm not a numbers person. Do I need to understand accounting?
No. That is the point. Cashflowy does the looking for you and shows you plain numbers: what's yours, what to set aside, what's safe to pay yourself. No ledgers, no jargon.
Is my financial data safe?
Yes. Bank-level encryption, read-only connections, and the same security standards your bank uses. We can see your numbers to help. We can never move your money.
Is it really just $39 a month?
Yes. One plan, everything included, bookkeeper and all. $39 a month or $390 a year. No tiers, no add-ons, no surprises.
FREE LIVE WORKSHOP
Get your financial house in order.
Come set it up with us live. In 45 minutes, you'll know what's yours, what's for taxes and what to do next.
45 minutes · Live setup